Renters Looking to buy in California – Path 2 Buy

If you presently are a renter, but are hoping to eventually become a homeowner, you probably have numerous questions about the home buying process. How much money do I need? Where does my credit score need to be? How much do I qualify for? What will the monthly payment be for the price range I am interested in? Where do I begin?

It’s a shame, but the home buying and loan approval process has never been more cumbersome than it is today. Years after the real estate meltdown, lenders are still very conservative and lending guidelines continue change. Many potential home buyers base their beliefs on misinformation because of what they read on the internet, or what their neighbor or best friend told them about their own home buying experiences.  The truth is, many families currently renting could actually buy a home today, or in the near future, if they just had an actual game plan.

This is where the Path 2 Buy coaching program comes into play. This program provides you with the information and tools you need to determine whether you can qualify to buy a home now, or if you cannot, what areas you need to work on before you can buy. It covers the 7 reasons that stop most renters from buying, and it provides a follow-up campaign to make sure you are making progress towards your goal of home ownership.

To get more information on the program, please view this short 3 minute video at Path 2 Buy.  There are also other short video clips for you on the site covering topics such as renting versus owning, tax benefits of being a home owner and when is the “best time” to buy a home.

Baxter Scruggs is a mortgage banker offering all types of residential loans in California, NMLS #156370. He can be reached at bscruggs@guildmortgage.net, or at 760-497-7705, or toll-free at 877-347-0004, ext. 226. Licensed by the California Department of Business Oversight under the California Residential Mortgage Lending Act.  The blog postings on this site represent the positions, strategies or opinions of the author and do not necessarily represent the positions, strategies or opinions of Guild Mortgage Company or its affiliates. Terms and conditions apply, all loans subject to underwriter approval. Subject to change without notice. Guild Mortgage Company NMLS #3274

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