USDA Eligible Areas changes effective January 15, 2014

The expected changes to USDA eligible areas tied to the population figures from the 2010 census had been delayed further, past the anticipated January 15th, 2014 date .  Current eligible areas have been determined by the 2000 census numbers, and changes using the 2010 census were due to take place beginning October 1, 2013.  But with the government shut down, and the subsequent appropriations act signed into law, current eligible areas were to be extended through January 15, 2014.

USDA has now announced the current maps will remain in effect until further notice, which could be days or months.  While the new maps are not certain yet, USDA has a preliminary maps available here preliminary maps, for the anticipated new eligible areas. 

This was the actual release from the USDA:

January 9, 2014

 Status Update on Proposed Changes to Eligibility Areas Based on 2010 Census Data

 As January 15, 2014 approaches, many are wondering whether Rural Development will be implementing the Future Eligibility maps based on the 2010 Census data.   At present, the eligible areas remain unchanged and we continue in a “holding pattern” until either an appropriations bill or a continuing resolution is passed.  Notification will be sent pertaining to changes to this status.

 Baxter Scruggs is a mortgage banker specializing in USDA loans in California, NMLS #156370. He can be reached at, or at 760-497-7705, or toll-free at 877-347-0004, ext. 226. Licensed by the California Department of Business Oversight under the California Residential Mortgage Lending Act.  The blog postings on this site represent the positions, strategies or opinions of the author and do not necessarily represent the positions, strategies or opinions of Guild Mortgage Company or its affiliates. Terms and conditions apply, all loans subject to underwriter approval. Subject to change without notice. Guild Mortgage Company NMLS #3274

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One Response to USDA Eligible Areas changes effective January 15, 2014

  1. Reblogged this on Kentucky USDA Rural Housing Mortgage Loans and commented:
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