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Typically when a home is in a flood zone, lenders will require flood insurance in addition to the normal homeowners / fire insurance policy that all homeowners obtain. In most cases, the cost of the flood insurance will pretty much … Continue reading
USDA announced on August 17th that they have run out of funding authority for refinances until the new fiscal year starting October 1st, 2012. At that time the refinances will be subject to the 2% up front guarantee fee (up from 1.5%), … Continue reading