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Monthly Archives: July 2010
Mark W. was pre-approved for a home purchase using VA, zero down payment financing. He found a home he wanted to make an offer on, but based on his offer price, the seller wouldn’t pay his closing costs or the … Continue reading
Mary L. was ready to buy a home but the majority of her assets were in her 401k retirement account. Not wanting to use that money, she needed a loan program that required minimal out-of-pocket expenses so that she could keep … Continue reading
Steve M. was pre-approved for a home loan, but he had little money to work with. His father was willing to give him a gift for the down payment and closing costs if he needed it, but Scott preferred to … Continue reading
When a borrower puts less than 20% down on a home purchase, federal regulations require that the lender obtain private mortgage insurance (PMI) for that loan. This raises the monthly payment for the borrower, and it requires additional approvals from … Continue reading